24 Hour ATM Banking

Our ATM Card offers nationwide access at Plus and Pulse. An ATM cardholder enjoys the quick service and convenience of cash withdrawals, account balance inquires, deposits, and the ability to transfer funds from one account to another. A Personal Identification Number (PIN) protects against unauthorized use.

Citizens State Bank & Trust Company currently has an ATM located at 800 Oregon Street, at the time and temperature sign.

Citizens Gold Club

This Club is designed for our customers over the age of 50 who meet certain balance requirements. Members receive numerous benefits including:

  • Free Gold Club Greystone checks, or your choice of a design at 50% off regular price
  • A 25% yearly discount on a safe deposit box that normally rents for $12.60
  • Free Notary Services
  • Free photocopy services (limit of 10 copies per week)

Safe Deposit Boxes

We have several different sizes of Safe Deposit Boxes available. These boxes provide safety and security for your personal papers and valuables. For your convenience, the annual fees can be automatically deducted from your account.

VISA Gift Cards

VISA Gift cards are a perfect gift for all occasions including birthdays, weddings, showers, and graduations. They are accepted wherever VISA is accepted.

  • $10 – $500 can be loaded on a card
  • Processing Fee