Condensed Statement of the Financial Condition of the

Citizens State Bank & Trust Company

HIAWATHA, KANSAS

At the Close of Business, September 30, 2009

All Figures Rounded to Nearest Thousand

         ASSETS                                                                             LIABILITIES & CAPITAL

Cash & Due From Banks.......$     7,008,000                         Capital Stock...........................$        500,000

U.S. Government & Federal

     Agency Obligations...........    11,640,000                          Surplus....................................     1,400,000

Municipal Securities...............      6,147,000                          Undivided Profits......................      9,480,000

Loans (Net) ...........................   36,865,000                          Total Capital Accounts..............$         11,380,000

Federal Funds Sold ...............         437,000                          Deposits..................................          51,187,000

Bank Building and Fixtures....          649,000                         Other Liabilities.........................            1,379,000

Other Assets..........................      1,200,000                        TOTAL LIABILITIES & CAPITAL...$          63,946,000

TOTAL ASSETS....................    $63,946,000 

This Statement is Correct

Cathy A. Henson

Vice President & Cashier

ON OCTOBER 3, 2008, FDIC DEPOSIT INSURANCE TEMPORARILY INCREASED

FROM $100,000 TO $250,000 PER DEPOSITOR THROUGH DECEMBER 31, 2009.

YOUR IRA DEPOSITS INSURED UP TO $250,000 BY THE FEDERAL DEPOSIT INSURANCE CORPORATION.