Frances Sewell Plamann History Center
601 Oregon Street

Citizens State Bank & Trust Company has chosen not to participate in the FDIC's Transaction Account Guarantee Program. Customers of Citizens State Bank & Trust Company with noninterest-bearing transactions accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC's general deposit insurance rules.

The term “noninterest- bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

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