Condensed Statement of the Financial Condition of the

Citizens State Bank & Trust Company

HIAWATHA, KANSAS

At the Close of Business, March 31, 2009

All Figures Rounded to Nearest Thousand

         ASSETS                                                                             LIABILITIES & CAPITAL

Cash & Due From Banks.......$     4,844,000                         Capital Stock...........................$        500,000

U.S. Government & Federal

     Agency Obligations...........    18,160,000                          Surplus....................................     1,400,000

Municipal Securities...............      4,505,000                          Undivided Profits......................      9,358,000

Loans (Net) ...........................   32,459,000                          Total Capital Accounts..............$         11,258,000

Federal Funds Sold ...............      3,642,000                          Deposits..................................          53,276,000

Bank Building and Fixtures....          626,000                         Other Liabilities.........................               626,000

Other Assets..........................        924,000                        TOTAL LIABILITIES & CAPITAL...$          65,160,000

TOTAL ASSETS....................    $65,160,000 

This Statement is Correct

Cathy A. Henson

Vice President & Cashier

ON OCTOBER 3, 2008, FDIC DEPOSIT INSURANCE TEMPORARILY INCREASED

FROM $100,000 TO $250,000 PER DEPOSITOR THROUGH DECEMBER 31, 2009.

YOUR IRA DEPOSITS INSURED UP TO $250,000 BY THE FEDERAL DEPOSIT INSURANCE CORPORATION.